How Long Does It Take For The Underwriter To Make A Decision?

On the fun scale, the mortgage underwriting approval process often feels like an exceptionally long dental appointment. You've dutifully gathered the mountain of documentation required to obtain a mortgage.You'll hand them over to your loan officer or a mortgage processor.

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How Long Does Mortgage Underwriting Take? | VA Home Loan ProcessThe amount of time it takes an underwriter to finish this job varies. If your file is clean — meaning you've provided all the information the underwriter needs to verify your financial stability …

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Many people feel that the mortgage process takes too long. It may feel that way as you anxiously wait for an answer. But, on average, you can expect to be at a closing table within 45 days of applying.. Of course, this varies by lender and even by borrower–yes, you play a role in the speed at which your loan closes.

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