Refinance Non Reaffirmed Mortgage

“There was an increase in the supply of mortgage credit in January, which was a reversal from the December pullback that was caused by the end of the Home Affordable refinance program … conventional

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You do not need to reaffirm a mortgage in chapter 7 bankruptcy to refinance that mortgage. I cannot state it any more clearly. A debtor in chapter 7 bankruptcy is not required to reaffirm a mortgage debt to refinance, or purchase another home.

Mortgages are available at around 80%-85% loan-to-value, although better lending terms are available for loans of 70% or less …

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bankruptcy expert leon bayer answers real-life questions. I filed bankruptcy in 2009. One of the debts discharged in the bankruptcy was a mortgage with Wells Fargo. Upon the advice of my lawyer, I did not reaffirm the mortgage in the bankruptcy. I kept my house, and I have stayed current on my

Be careful trying to refinance your loan if your home wasn’t reaffirmed in bankruptcy. It can have consequences.

While I assume you want to refinance the property to take advantage of the low mortgage loan interest rates, you will need something more to offer before any new lender OKs your application.

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Refinancing a Mortgage Without Reaffirming the Loan | Bankruptcy Law Non-Reaffirmed Mortgages: Unlike some personal property, you do not need to reaffirm a mortgage to keep your house. As long as you keep your payments current, you keep the house, regardless of whether you reaffirm the mortgage or not.

Annual growth in consumers’ non-mortgage borrowing slowed to a four-year low in the … The overall slowdown in borrowing usi…

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